At deletebadcredit2016 our years of successful experience in the credit file repair industry means that you, as a valued client will have access to the best possible solutions and resources available in the credit repair industry.

After an assessment of your personal VEDA or DUN & BRADSTREET credit file your bad credit ratings, court judgments and defaults can be worked on and fixed when possible. Our “no win – No fee” policy ensures zero risk if an item cannot be removed from you credit file. No deposits, no admin fees, no progress fees.

We don’t simply tell every customer we can fix everything. Although that would be nice, it is not realistic nor possible.

Every bad credit case is unique with its own set of circumstances attached, which is why our expert team work arduously to find the best repair solutions for every client we help across Australia. Don’t suffer from the ongoing negative effects a bad credit rating can have, including reducing chances for mortgaging and borrowing opportunities and disadvantaging personal purchasing, talk to deletebadcredit2016!

The simpler credit file repair solution

If you already have a current copy of your credit file and you think there are Black Marks on it, making a positive step towards credit repair doesn’t have to be as difficult or expensive as you think. With FixBadDebt, all you have to do is send us your credit file to this online quote form, and you’ll receive a free online quote of how much our credit repair services will cost you if we believe your credit file can be repaired.

The decision to proceed is then left completely up to you with no obligation to continue. That’s because with no deposits, no admin fees, no progress fees and excellent standard of service, we are confident you’ll find us to the best credit repair solution in Australia.

Don’t have your credit file? No problem – we can access your credit history information with your permission, simply follow this link! What are you waiting for, fill out our online assessment request today for us to assess your credit file, identify any adverse issues and start your journey towards better chances of access to finance and credit. The copy of your Veda credit file information we access will be passed onto you at no cost, however our assessment & recommendation service does attract a fee of $35.00.

We all tend to go through life paying our bills and never worry about what our credit history might reveal. However, there is nothing more embarrassing and disappointing than getting turned down for a loan because a credit rating check revealed issues in your credit file that are less than complimentary. As you are most likely aware, there are very few traditional lending institutions that will even consider offering anyone a loan until they have run a credit history check to ensure that they are credit worthy.

Your Credit Rating Should Be Protected

Even if you never plan to borrow money, you should make sure that your good name and credit rating are protected at all times. There are a number of very good reasons why you might want to check the credit rating you have. The information contained in your credit file is likely to be used for more than deciding whether you qualify for a loan or a mortgage. Today all utilities providers, Telco’s, trade suppliers and some employers will check the credit rating of any applicant.

And as of March 2014 credit history may include late payments on any current lines of credit you may have. Legislation has brought about this change which we discuss in one of our articles on credit reporting changes.

If you are not aware of what is on your credit file now is a good time to find out. Only authorised organizations such as banks and credit providers or access agents/seekers can gain access to your credit rating and they are the companies which you need to ensure your credit history is nice and clean for. We not only assess your Veda credit report or D&B report, but we can also help you ensure it is clean and fixed when things are not so right.

How Do I Check My Credit Report?

Now that you know how important keeping an eye on your credit rating is, your next question is likely to be “How do I check my credit rating information for defaults or any other black marks?”

While your numerical score is important, this is an aspect a lender will normally decide themselves based on all of the information you provide them with in an application. Leave that part up to them as you cannot directly change that at will.

When you go to the bank for a loan, the information they really want apart from your credit score is your credit history as shown on your Veda credit file which they normally access. That part can be changed by you in some circumstances so it is important that you see this credit file before going to a lender or submitting an application.

So how do you know if your credit history is all fine? Simply click here ” request my credit history assessment online ” today from our site and we can assess your Veda credit file information for you almost immediately. Once at hand we will assess your credit file for identification of any adverse issues such as defaults or judgments, followed by providing you with our complete credit health check report. Although we provide you free of charge with a current copy of the Veda credit file information we access, we do however charge you $35.00 for our time in preparation and compilation of the assessment and recommendation service.
Quotations for any potential repair recommendations will be included in the report service.

When Should I Check My Credit File?

Under normal circumstances you should check your credit report for any issues annually to ensure that nothing derogatory has been entered on it. Sadly, even if you are among the majority of people who always pay their bills and on time, it is still possible for bad things to show up on your credit report. The incidences of identity theft are on the rise as are the number of banking errors. The last thing you want is to find out when you are ready to buy your first house, that someone else has ruined your credit rating. You may also want to check your credit history before applying for a loan as there are a number of steps you can take to remove negative comments should you find any and improve your credit rating.

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Get your Veda Credit History assessed right Now!

Although we are not directly or indirectly affiliated with Veda, we can access your credit file information with your permission. Once we obtain your credit file, our full Credit history assessment will be emailed to you shortly after completing this ” online assessment application. ” A service fee of $35.00 covers our assessment and recommendation service, and can be made once proceeding to page two of the online assessment application. This is a complete Credit rating assessment identifying any issues and all is included in the single cost for our express service. Should you purchase our credit file assessment service, we do not charge for obtaining your credit history file from Veda and will provide you a free copy upon your request, however our assessment and recommendation service is separate and chargeable by way of our $35.00 service fee.

Play It Safe With a professional independent Veda Check Assessment

Having your Veda credit history checked by an independent professional is something that is extremely important, especially if you are planning on making an important financial decision. At Fix Bad Debt, we can assess your Veda credit history for you quickly and easily with one small fee. Within moments you will have our full assessment of your Veda credit check information in which we identify any issues or problems requiring repair. You will want to make sure that all of the information is correct on the Credit file assessment report you get from us in order to ensure your finance applications go as smoothly as possible.

As part of our service and only at your request, Fix Bad Debt may access your credit file immediately conditional upon your authority being submitted. We are a registered access seeker to the credit file data base of Veda Advantage. Our express assessment of your Veda credit check information is a premium service we offer consumers to identify any issues which may require repair on their Veda credit file without delay. Please be aware that we do not provide direct online access to Veda Advantage or any of its related services, nor are we affiliated with Veda or Veda products directly or indirectly. We do not sell Veda credit files or engage in the resale of same. Should we access your Veda credit file information as part of our “chargeable assessment and recommendation service”, a copy of your credit file information which we have accessed will be provided to you at no cost. We do not provide credit files as a stand alone service, nor do we sell credit files as part of any other service we provide. If we have accessed your credit file on your behalf in conjunction with any of our services, then you are entitled by law to request a copy be provided to you at no charge.